By using the K12 App, you agree to use the platform responsibly and for its intended purpose of managing daily savings and group activities.

Members must provide accurate information and keep their login details secure. All savings contributions and transactions recorded in the app must be genuine and authorized by the account holder.

The app administrators reserve the right to review, update, or suspend accounts that misuse the platform or violate group rules.
By continuing to use the app, you accept these terms and any future updates.